Program „Double two” and „Treble three”

	Loans are granted for any consumer needs  Loans are granted with no collateral or guarantee    Debt repayment – at the end of a loan disbursement period Interest repayment – monthly, or by means of automatic write-offs from a card account Grace period for the accrual of interest Loan interest rate advantageous for the borrower No monthly fees No additional costs for loan formalization Minimal set of documents required for loan application Opportunity  to become a holder of a high level payment card Prepayment option with no penalty Allotted credit in national currency as a renewable credit line.
Basic terms and conditions of the `Double two` Program   Loan term – up to 22 months (with possibility of automatic prolongation) Maximum loan amount is calculated on the basis of 10 monthly salaries of the borrower but no more than UAH 12, 000
Interest Rate for Use of Loan Interest rate, pa, UAH    noncash settlement 2.2% within 22 days; 22% starting from the 23rd day   cash drawing in ATM or cash withdrawal outlets 22% One time fee*   2.2% of loan amount Monthly fee   no Opening and servicing card account   from UAH 20 Fee for cash withdrawal at ATMs or POS-terminals of the Bank `Finance and Credit`   0.9 % of withdrawn amount (minimum UAH 2) Fee for non-cash settlements in the sales and service network on the territory of Ukraine   no
Basic terms and conditions of the `Treble three` Program Loan term – up to 33 months (with possibility of automatic prolongation) Maximum loan amount is calculated on the basis of 10 monthly salaries of the borrower but no more than UAH 10, 000
Interest Rate for Use of Loan Interest rate, pa, UAH    noncash settlement 3.33% within 33 days;  33.3% starting from the 34rd day cash drawing in ATM or cash withdrawal outlets 33,3% One time fee*   3.33% of loan amount* Monthly fee   no Opening and servicing card account   from UAH 20 Fee for cash withdrawal at ATMs or POS-terminals of the Bank `Finance and Credit`   0.9 % of withdrawn amount (minimum UAH 2) Fee for non-cash settlements in the sales and service network on the territory of Ukraine   no
Credits get physical persons – hired workers, to the physical persons – sub'ektam of entrepreneurial activity
Documents required from the borrower and guarantor Ukrainian national passport (original)   Taxpayer code certificate (ID Number) (original)  Note from an employer (on the official letterhead of organization) with indication of term of work in such organization, occupied position and average monthly salary fro the last 6 months.
For additional information on terms and conditions of the programs please contact:   -  nearest outlet of the Bank   -  Call center: 8 800  302-00-00   -  e-mail – info.contactcenter@fcbank.com.ua  *Terms and conditions may vary depending on the region where the loan is granted.